Marketplace health insurance can also cover the cost of visits to your doctor, such as for checkups, for common medical procedures, hospitalization, medical tests (x-rays, scans, blood tests), coronavirus treatment, and more.
It may be able to cover you for rehabilitation care, including therapy and counseling. Mental health services are often covered as well, along with substance abuse services.
Pregnancy, childbirth, and postnatal care are all covered as standard, along with a variety of related services that ensure the health of the mother and baby at all stages of development.
All marketplace plans are required to include a variety of benefits that the government has picked out and guarantees.
Any insurance company selling the plan has to offer at least these basic benefits, and that will cover you for the majority of common, routine medical care. Most of your monthly healthcare costs will be covered under the plan or be covered partially and require you to make copayments from time to time.
You can be notified about which costs will be covered before a visitor before a procedure, and it is your right to know what is covered and what is not before undergoing any treatment. Your healthcare provider (doctor, nurse, clinics, hospital, etc.) or your insurance company will let you know if you ask them.
Preventative care is covered as well. If you need treatment to keep you in good health, you need medication to prevent the spread of disease or to keep you from experiencing worsening health conditions, then that will typically be covered.
Dieting and fitness plans may be covered too, including a dieting program known as DASH (Dietary Approaches to Stop Hypertension).