
Enrolling in a health plan through the Washington Health Insurance Marketplace is straightforward. The easiest way is through this website, where individuals can complete their applications online. This website provides a user-friendly interface that guides users through the application process step-by-step.
Personal assistance is available over the phone for those who prefer it. Simply call now at 1-877-517-5357. Residents can get guidance on their applications and plan choices, ensuring they make informed decisions.
When applying, you will need to provide detailed information about your household, including income, immigration details, and birth dates for all household members. Social Security numbers are also required for those applying for coverage. This comprehensive data collection ensures that you are matched with the most appropriate health plan for your needs.
Once your application is approved, coverage starts from the first day of the month when the application was submitted. You will receive your ProviderOne services card within about two weeks, and you can then select a managed primary care plan online or be automatically enrolled.
Financial assistance is a crucial aspect of the Washington Health Insurance Marketplace, making health coverage more affordable for many residents. In 2024, approximately 70% of enrollees received financial subsidies to help reduce their insurance premiums. These subsidies, primarily funded by the federal government, can significantly lower the cost of monthly premiums, with an average reduction of $453 per month.
State-funded subsidies are also available, particularly for undocumented immigrants with incomes below 250% of the poverty level. These subsidies, part of the Cascade Care Savings program, ensure that even those who do not qualify for federal assistance can still afford comprehensive health coverage.