November 1 marks the start of open enrollment. Between this date and January 16, 2025, you can sign up for or modify your Marketplace plan. If you want your coverage to start on January 1, you need to enroll by December 15. Pay close attention to this deadline.
If you miss the December 15 deadline, don’t worry; you still have until January 16 to enroll. However, your coverage will then begin on February 1.
Review your current health plan and start the process early to avoid last-minute rushes or the risk of missing coverage for the upcoming year.
Eligibility for enrolling in a North Dakota Marketplace plan during the open enrollment period is generally open to all residents. However, certain groups have specific criteria.
For instance, Medicaid in North Dakota is available to low-income adults, even those without minor children, thanks to the state’s expansion under the Affordable Care Act (ACA).
Children aged 0-18 can qualify for Medicaid or the Children’s Health Insurance Program (CHIP) if their household income is up to 175% of the federal poverty level.
Pregnant women in North Dakota are eligible for Medicaid if their household incomes are up to 162% of the federal poverty level, with extended postpartum coverage lasting 12 months.
Additionally, life events such as marriage, having a new baby, or losing existing coverage can qualify individuals for a Special Enrollment Period, allowing them to enroll outside the standard open enrollment window.
Familiarize yourself with these eligibility criteria to ensure you and your family have the necessary health coverage.
Whether you qualify for Medicaid, CHIP, or need to explore other health insurance plans on the Marketplace, knowing your options will help you make informed decisions about your healthcare.

Enrolling in a Marketplace plan can be done in several ways to suit your convenience. The quickest and most efficient method is through this website, where you can complete your application online.
This user-friendly platform guides you through the process, ensuring that all necessary information is provided for a seamless enrollment experience.
Personal assistance is available over the phone for those who prefer it. Simply call now at 1-877-517-5357. Residents can get guidance on their applications and plan choices, ensuring they make informed decisions.
Regardless of the method you choose, it’s crucial to ensure that your application is completed accurately to avoid any delays or issues with your health coverage.