
Life is unpredictable, and sometimes major changes happen outside the open enrollment period. Thankfully, Special Enrollment Periods (SEPs) exist to provide a safety net. SEPs allow you to sign up for health insurance if you experience certain qualifying life events.
Qualifying life events include significant changes such as getting married, having a baby, or moving to a new location. For instance, if you get married, you can enroll in a new plan that starts the following month.
Similarly, the birth or adoption of a child allows you to enroll immediately, with coverage starting on the major life event date.
Other qualifying events include losing your existing health coverage or expecting to lose it within the next 60 days. Gaining U.S. citizenship or becoming a member of a federally recognized tribe also qualifies you for a special enrollment period.
These events ensure that you and your family remain protected, even when life throws you a curveball.
Knowing the specifics of SEPs is key. For example, if you move to a new ZIP code that results in the loss of your current coverage, you may be eligible for a special enrollment period. This flexibility ensures access to essential health coverage, regardless of life changes.
Enrolling in a marketplace plan in New Jersey is a straightforward process, thanks to our licensed agents and this website.
This website allows you to compare different health plans and check your eligibility for financial assistance all in one place.
The platform offers individual and family health plans from various private insurers, providing a range of options to suit different needs and budgets. Before enrolling, you can use this website’s compare tool to estimate premiums and out-of-pocket costs.
This tool helps you make an informed decision by comparing plan benefits and prices side by side.
Personal assistance is also available over the phone for those who prefer it. Simply call now at 1-877-517-5357. Residents can get guidance on their applications and plan choices, ensuring they make informed decisions.